learning from experience

Bankruptcy Blog Posts

Financial Planning After Bankruptcy

Back in the Black: Financial Planning After Bankruptcy

Relief and a prosperous financial future are the goals after filing for bankruptcy. However, many filers may feel intimidated or lost after completing the process and may not know where to start to rebuild their financial stability. To restore your credit and develop better financial habits, it’s important to have

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student loan debt

How to know when to file for bankruptcy

Prices are rising while wages are remaining stagnant. It is no surprise that many Americans are burdened with debt. According to Experian, the average American household debt is $105,056. This is a record high and a 13% increase from 2020. If you are feeling a financial squeeze, there are some

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debt

The First Steps to Take for Bankruptcy

After going over your finances, you may have decided that you would like to proceed with going through bankruptcy. However, it can be easy to become overwhelmed and stumped after making that powerful decision. This ultimately is not a decision made lightly. To successfully file for bankruptcy, you must go

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paying bills

At What Point Should I File for Bankruptcy?

Prices are rising while wages are remaining stagnant. It is no surprise that many Americans are burdened with debt. According to Experian, the average American household debt is $105,056. This is a record high and a 13% increase from 2020. If you are feeling a financial squeeze, there are some

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keeping your home in bankruptcy

How Bankruptcy Affects Your Utility Bills

If you are drowning in debt, you may be wondering about your utilities, especially if you are considering bankruptcy. Will you be able to keep the lights on? What about your home phone? How are gas and water affected? If you are behind on your utility payments and your services

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spouse

Navigating Divorce and Bankruptcy

It’s no secret that navigating divorce can be emotionally and financially challenging. Adding bankruptcy into the mix of a divorce can make the situation more complex. Both processes significantly impact your financial future, so it’s crucial to understand how they interact and the steps you can take to navigate both

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